Free Real Estate Calculators - Mortgage, Affordability & Refinance Tools

Financial Tools
Financial Tools

Real Estate Calculators

Make informed decisions with our suite of professional financial calculators. Understand your buying power, monthly payments, and investment potential.

Monthyly Payment Calculator

Mortgage Payment Calculator

Calculate your estimated monthly mortgage payment including principal, interest, taxes, and insurance.

$500,000
$50K$5M
$100,000(20%)
7.00%
2%12%
30 Years

Additional Monthly Costs

$
$
$
$

Monthly Payment Breakdown

Total Monthly Payment
$3,286
Principal & Interest$2,661
Property Tax$500
Home Insurance$125
Loan Amount$400,000
Total Interest$558,036
Total Cost$1,283,036
Affordability Calculator

Home Affordability Calculator

Determine how much home you can afford based on your income, debts, and down payment.

$100,000
$30K$500K
$500

Include car loans, credit cards, student loans, etc.

$50,000
7.00%

Your Home Buying Power

Maximum Home Price
$325,564

Based on 28% debt-to-income ratio

Estimated Monthly Payment$1,833

Principal & Interest only

Loan Amount$275,564
Down Payment$50,000

This calculation uses the 28% front-end ratio rule. Lenders typically prefer your housing costs to be no more than 28% of your gross monthly income.

Refinance Calculator

Refinance Calculator

See if refinancing makes sense for you. Calculate potential savings and break-even point.

Current Loan

$
8.00%
28
Current Payment$2,987

New Loan

$
6.50%
$
New Payment$2,528

Savings Analysis

Monthly Savings
+$459
Break-Even Point11 months

Time to recover closing costs through monthly savings

Lifetime Savings$160,154

Total savings over 30 years after closing costs

Refinancing could save you money. Consider speaking with a loan officer to explore your options.